Planning is your best protection against the unexpected
Farmers is in the business of helping our customers get back where they belong when the unexpected happens. Emergency planning can help you prepare for life's setbacks and to help restore your world to order when the unexpected happens.

Undergoing a life change? Events like getting married or retiring require a change in life planning. How will you handle the high cost of college tuition, the hassle of buying a new car, the worries of buying a new home or moving?

No insurance company offers more discounts than we do, and our industry-leading HelpPoint® claims service means you can count on us to be there when you need us. Anytime, day or night, just one call to (800) 435-7764 will help you restore your world to order - fast! Give me a call and I'll give you more information on all the many products and discounts my Farmers agency offers, whether it's auto insurance, homeowners insurance, life insurance or something more specialized.

Personal Attention
Insurance can be confusing. We are ready to help make it simple. We have years of experience behind us, and we will use that to help you whenever you need us! 
When you call, you will receive the personal attention that you want. You are a valued customer, not an "account number." You are a familiar face, a valued friend, and a neighbor. The "800" number insurance companies can never care for you like your local agent can. We will be there for you personally when you need us most!

Life Insurance
Whether you are single, recently married, a young parent or planning for retirement, you should have the security and peace of mind only Life Insurance can offer. We can help you plan a Life Insurance program that fits your needs and meets your goals. We offer a variety of policies for you to choose from:

• Ten-Year Level Term
• 20 Year Level Term
• 30 Year Level Term
• Whole Life
• Universal Life
• Mortgage Protection Plans
• Business Life Insurance

Annuities
Our annuities offer the advantage of a highly competitive interest rates based on sound company investment practices. In addition, our plans specify a minimum rate of growth throughout the lifetime of the contract. 
We offer a variety of annuities:

• Annuity Plus
• Single-Premium Deferred Annuity
• Single-Premium Immediate Annuity

Financial Services
Preparing for retirement, college, and asset accumulation. 
Products include:

• Roth IRA
• Traditional IRA
• SIMPLE/SEP IRA
• College Funding
• 401(k) Rollovers
• UGMA/UTMA accounts for children

Business Insurance
We offer flexible pricing plans designed to reflect the unique characteristics of your business, taking into consideration limits, coverage and deductible requirements, past loss experience and loss prevention efforts, and hazard control and safety protection features.

Boat
Your Boatowners policy gives you triple coverage for:

• Your liability to others: Your policy will pay damages from an accident which you are legally liable because of bodily injury or property damage, up to the limits of the policy. Your policy also provides coverage to defend an insured person against any covered claim or suit.
• Medical payments: Your policy will pay the necessary medical expenses for bodily injury sustained by an insured person in an accident.
• Damage to your craft: Your policy will pay for loss to your boat or trailer caused by most accidental means temperature.
• Loss from repairing, adjusting, servicing or maintenance except for ensuing fire.
• Theft of equipment not permanently attached unless specifically covered.
• Loss or damage to boat trailer tires or tubes except for fire, windstorm, collision or theft of entire trailer.

Because I love enough to care... This is why I have life insurance!! -Michael Borghesi

Auto Insurance Do you have the right amount of Auto Insurance? We will personally review your policy and help you identify any potential overlaps or gaps in your coverage. We’ll also identify any discounts you may qualify for. We offer a variety of coverage to fit your needs:

• Bodily injury and property damage liability
• Collision damage
• Other than collision damage
• Uninsured/Underinsured motorist
• Loss of use
• Death and dismemberment

Towing and Roadside Assistance (Optional)
We offer Towing and Road Service 24 hours a day, 365 days a year. With just one toll-free call, you’ll get help whether you’re away from home or in your own driveway. Our dispatch service will make sure that you are "on the road again" as quickly as possible!

Insurance for your home
Your home is probably your biggest financial investment. We offer several coverage options designed to fit most any need.

• Homeowners
• Condominium or Townhouse Owners
• Mobile Homeowners
• Renters
• Personal Umbrella Liability
• Flood
• Earthquake