Mission Statement
The Borghesi Insurance Agency is committed to providing superior coverage, serving our clients total insurance needs.

We know that your insurance dollars can be spent in many ways. We want to EARN your business by regularly reviewing your coverage, and helping you receive the best value for your insurance dollar.

Request an appointment

In the event of a loss, your can count on us to be there for you. You can call us anytime, day or night, and we can start the claims process immediately. We also work with experienced claims professionals who are ready to speak with you 24 hours a day, 7 days a week!

24 hour claims number:
1-800 HelpPoint (800.435.7764)

Personal Attention
Insurance can be confusing. We are ready to help make it simple. We have years of experience behind us, and we will use that to help you whenever you need us!
When you call, you will receive the personal attention that you want. You are a valued customer, not an "account number." You are a familiar face, a valued friend, and a neighbor. The "800" number insurance companies can never care for you like your local agent can. We will be there for you personally when you need us most!

Life Insurance
Whether you are single, recently married, a young parent or planning for retirement, you should have the security and peace of mind only Life Insurance can offer. We can help you plan a Life Insurance program that fits your needs and meets your goals. We offer a variety of policies for you to choose from:

• Ten-Year Level Term
• 20 Year Level Term
• 30 Year Level Term
• Whole Life
• Universal Life
• Mortgage Protection Plans
• Business Life Insurance

Annuities
Our annuities offer the advantage of a highly competitive interest rates based on sound company investment practices. In addition, our plans specify a minimum rate of growth throughout the lifetime of the contract.
We offer a variety of annuities:

• Annuity Plus
• Single-Premium Deferred Annuity
• Single-Premium Immediate Annuity

Financial Services
Preparing for retirement, college, and asset accumulation.
Products include:

• Roth IRA
• Traditional IRA
• SIMPLE/SEP IRA
• College Funding
• 401(k) Rollovers
• UGMA/UTMA accounts for children

Business Insurance
We offer flexible pricing plans designed to reflect the unique characteristics of your business, taking into consideration limits, coverage and deductible requirements, past loss experience and loss prevention efforts, and hazard control and safety protection features.

Boat
Your Boatowners policy gives you triple coverage for:

• Your liability to others: Your policy will pay damages from an accident which you are legally liable because of bodily injury or property damage, up to the limits of the policy. Your policy also provides coverage to defend an insured person against any covered claim or suit.
• Medical payments: Your policy will pay the necessary medical expenses for bodily injury sustained by an insured person in an accident.
• Damage to your craft: Your policy will pay for loss to your boat or trailer caused by most accidental means temperature.
• Loss from repairing, adjusting, servicing or maintenance except for ensuing fire.
• Theft of equipment not permanently attached unless specifically covered.
• Loss or damage to boat trailer tires or tubes except for fire, windstorm, collision or theft of entire trailer.

Because I love enough to care... This is why I have life insurance!! -Michael Borghesi

Auto Insurance Do you have the right amount of Auto Insurance? We will personally review your policy and help you identify any potential overlaps or gaps in your coverage. We’ll also identify any discounts you may qualify for. We offer a variety of coverage to fit your needs:

• Bodily injury and property damage liability
• Collision damage
• Other than collision damage
• Uninsured/Underinsured motorist
• Loss of use
• Death and dismemberment

Towing and Roadside Assistance (Optional)
We offer Towing and Road Service 24 hours a day, 365 days a year. With just one toll-free call, you’ll get help whether you’re away from home or in your own driveway. Our dispatch service will make sure that you are "on the road again" as quickly as possible!

Insurance for your home
Your home is probably your biggest financial investment. We offer several coverage options designed to fit most any need.

• Homeowners
• Condominium or Townhouse Owners
• Mobile Homeowners
• Renters
• Personal Umbrella Liability
• Flood
• Earthquake